Ravenwood Business Loans of Waukegan, IL arranges business funding through partners for North Chicago, IL owners by phone and online: working capital, equipment financing, lines of credit and more. This page sets out ZIP 60064 Census figures and how a request works from North Chicago, IL.
| Distance | 4 mi south, measured from Waukegan, IL |
|---|---|
| ZIP 60064 employers | 228 establishments (ZBP 2023) |
| ZIP 60064 paid employees | 40,951 (ZBP 2023) |
| Under 5 employees | 58.8% of payroll employers in ZIP 60064 (ZBP 2023) |
How ZIP 60064 maps onto North Chicago, IL
Most of North Chicago, IL lies in two ZIPs: about 63% of the city's land is in ZIP 60064 and about 29% in ZIP 60088 (2020 Census relationship file). ZIP 60064 is almost entirely inside the city, covering 95.2% city land, so its business counts are a fair if partial picture of the city.
ZIP 60064 employers by type
| Sector | Establishments | Under 5 employees |
|---|---|---|
| Accommodation and food services | 30 | 46.7% |
| Administrative and support services | 27 | 85.2% |
| Retail trade | 25 | 56.0% |
| Health care and social assistance | 24 | 41.7% |
| Other services | 22 | 81.8% |
| Construction | 15 | 100.0% |
The ZIP counted 228 employer establishments and 40,951 paid employees in 2023 (ZBP). That works out to about 180 employees per establishment on average (our arithmetic), against about 17 county-wide (CBP 2023), while 58.8% of all establishments had fewer than five employees. Food service tops the count, so restaurant funding is one place to start.
Small business loans in North Chicago, IL: matching the job
- Working capital in North Chicago, IL covers wages and supplier bills while customer money is on the way.
- Equipment financing in North Chicago, IL pays for a cooler, a van or a lift over its working life.
- A business line of credit in North Chicago, IL covers gaps that come back month after month.
All six are compared on the funding types page.
North Chicago, IL residents who work for themselves
About 6.5% (+/- 2.5) of employed North Chicago, IL residents were self-employed in the 2020-2024 American Community Survey, most of them (4.6%) in unincorporated businesses. The margin of error is wide, so treat the figure as a rough guide. Census tables for the county are collected on the Waukegan, IL data page.
North Chicago, IL sectors our partners fund
Ravenwood Business Loans works with North Chicago, IL businesses of most kinds; contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock are common examples. The partner, not the industry, makes the decision.
Paperwork partners commonly ask for
- Last year's filed tax return for the business
- A year-to-date profit and loss statement and balance sheet
- Government-issued ID for each owner
- Your articles of organization or incorporation and the EIN letter
- Details of any loans, leases or advances the business already carries
- The equipment quote, contract or purchase order the funding is for
No two partners ask for exactly the same file, so use this as a checklist rather than a rule.
How a request moves forward
- It starts with a call to (847) 250-0440 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- We walk through the funding types that suit that purpose and the paperwork partners tend to ask for. Nothing goes out until you say so.
- After you give the go-ahead, we share the request with suitable lending partners, and each one decides on its own.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Everything can be handled by phone or online from North Chicago, IL.
By Ravenwood Business Loans · Updated
